Annual fee
Employee card: CHF 100
Travel card: CHF 50
Shopping card: CHF 50
Digital services
"one" digital service (free)
SmartData web portal (included)
Own card design
Per card and per year
not possible
Transactions in foreign currency
Processing fee
Commission for cash withdrawals
ATMs in Switzerland: 3.5%,
min. CHF 5
ATMs abroad: 3.5%,
min. CHF 10
Bank counters worldwide: 4%,
min. CHF 10
Credit interest rate (annual interest rate)
not possible
Interest rate on arrears (annual interest rate)
14.93%
Late payment
Processing fee
Payment by instalments
Minimum monthly payment of the total outstanding monthly bill amount
not possible
Mailing of paper bills
Per bill
free of charge
Payments made at post office
free of charge
PIN code replacement
free of charge
Replacement card
CHF 20
Card blocking
free of charge
Special mailing: bill, card, PIN
free of charge
Reprints (copies): bill, statement of interest paid, etc.
Per copy
free of charge
not relevant
Annual fee
Employee card:
CHF 170 or EUR/USD 150
Travel card:
CHF 50 or EUR/USD 40
Shopping card:
CHF 50 or EUR/USD 40
Digital services
"one" digital service (free)
SmartData web portal (included)
Own card design
Per card and per year
not possible
Transactions in foreign currency
Processing fee
1%
1.5% for EUR/USD cards
Commission for cash withdrawals
ATMs in Switzerland: 3.5%,
min. CHF 5 or EUR/USD 3.50
ATMs abroad: 3.5%,
min. CHF 10 or EUR/USD 7
Bank counters worldwide: 4%,
min. CHF 10 or EUR/USD 7
Credit interest rate (annual interest rate)
not possible
Interest rate on arrears (annual interest rate)
14.93%
Late payment
Processing fee
CHF 20
EUR/USD 15
Payment by instalments
Minimum monthly payment of the total outstanding monthly bill amount
not possible
Mailing of paper bills
Per bill
free of charge
Payments made at post office
free of charge
PIN code replacement
free of charge
Replacement card
free of charge
Card blocking
free of charge
Special mailing: bill, card, PIN
free of charge
Reprints (copies): bill, statement of interest paid, etc.
Per copy
free of charge
not relevant
Annual fee
CHF 100
each additional card CHF 50
Digital services
"one" digital service (free)
SmartData web portal (included)
Own card design
Per card and per year
CHF 40
Transactions in foreign currency
Processing fee
1.50%
Commission for cash withdrawals
ATMs in Switzerland: 3.5%,
min. CHF 5
ATMs abroad: 3.5%,
min. CHF 10
Bank counters worldwide: 4%,
min. CHF 10
Credit interest rate (annual interest rate)
not possible
Interest rate on arrears (annual interest rate)
14.93%
Late payment
Processing fee
Payment by instalments
Minimum monthly payment of the total outstanding monthly bill amount
not possible
Mailing of paper bills
Per bill
free of charge
Payments made at post office
free of charge
PIN code replacement
free of charge
Replacement card
Card blocking
free of charge
Special mailing: bill, card, PIN
free of charge
Reprints (copies): bill, statement of interest paid, etc.
Per copy
free of charge
CHF 0.50