Annual fee
Primary card
CHF 100
CHF 200
EUR/USD 200
CHF 550
EUR/USD 450
Annual fee
Additional card
CHF 25
CHF 50
EUR/USD 100
free of charge
Transactions in foreign currency
Processing fee
1.75%
1.75%
1.75%
Transactions in CHF abroad
Processing fee
1.75%
1.75%
for CHF cards only
1.75%
for CHF cards only
Gaming Commission
Lottery, betting and casino transactions (excl. Swisslos/Loterie Romande)
free of charge
Commission for cash withdrawals
4%,
min. CHF 10
4%,
min. CHF/EUR/USD 10
ATMs in Switzerland: 2.5%,
min. CHF 5 or EUR/USD 3.50
ATMs abroad: 2.5%,
min. CHF 10 or EUR/USD 7
Bank counters worldwide: 4%,
min. CHF 10 or EUR/USD 7
Credit interest rate/interest rate on arrears (annual interest rate)
14%
14%
14%
Late payment
Processing fee
CHF 20
CHF 20
EUR/USD 15
CHF 20
EUR/USD 15
Payment by instalments
Minimum monthly payment of the total outstanding monthly bill amount
5%,
min. CHF 100
5%,
min. CHF/EUR/USD 100
5%,
min. CHF/EUR/USD 100
Payment by instalments in three monthly instalments within 90 days
Minimum monthly payment of the total outstanding monthly bill amount
33%,
min. CHF 100
plus outstanding fees and instalments as per GTCs 2.1
33%,
min. CHF/EUR/USD 100
plus outstanding fees and instalments as per GTCs 2.1
33%,
min. CHF/EUR/USD 100
plus outstanding fees and instalments as per GTCs 2.1
Mailing of paper bills
Per bill
CHF 2
CHF/EUR/USD 2
free of charge
Electronic bill/transaction overview
Via "one" digital service
free of charge
free of charge
free of charge
Payments made at post office
Per payment
CHF 2.90
CHF 2.90
only possible for CHF cards
free of charge
only possible for CHF cards
PIN code replacement
free of charge
free of charge
free of charge
Replacement card
CHF 20
free of charge
free of charge
Card blocking
free of charge
free of charge
free of charge
Special mailing: bill, card, PIN
free of charge
free of charge
free of charge
Reprints (copies): bill, statement of interest paid, etc.
Per copy
free of charge
free of charge
free of charge
CHF 0.50
CHF 0.50/EUR 0.30/USD 0.40
CHF 0.50/EUR 0.30/USD 0.40
free of charge
free of charge
free of charge
Commission for top-ups
Per top-up
not relevant
not relevant
not relevant
Commission for reimbursement
Per payment to a bank or postal account
free of charge
free of charge
free of charge