The elaborately ornate fruit bowl made by the world-renowned Meissen porcelain factory is the perfect Christmas present for your parents. If only it weren’t so bitterly cold outside! As you leave the store, the unthinkable happens: You slide on a frozen puddle and lose your balance. You come to no harm when you fall, but the porcelain shatters into a thousand pieces. Fortunately, there’s purchase protection and transport insurance from Viseca. It protects your purchases for 30 days after you buy them.