Luggage insurance

In future, you can start every trip feeling relaxed and secure. With luggage insurance, your luggage is insured against theft, damage or loss during the trip.

Did your luggage ever fail to arrive at the same time and destination as you? Now help is in sight, because when you travel by public transport, if your luggage fails to turn up within four hours of arrival at your holiday destination, your expenses for purchases of essential items of clothing and toiletries are covered.

The insurance covers the cardholder (primary, second, additional and partner cards), their spouse or partner living in the same household and children under the age of 25 who are entitled to support, provided they live in the same household or are resident in Switzerland.

The following prerequisites must be met for the insurance to provide cover:

• The trip is a business trip lasting no more than 120 days.
• At least 50% of the travel costs were paid for with one or more valid Viseca company credit cards.

Also, in case of theft, loss or damage:

• The luggage was damaged, lost or stolen during the trip.
• The incident has been reported to the competent authority.

Also, in case of delay:

• The luggage failed to turn up within four hours of the arrival of the insured person at the destination (excluding the place of residence).
• The delay occurred in connection with travel by public transport or means of transport.

The following maximum insured sums apply per event and per person:

• CHF 2 500: Mastercard Business Card Silver, Mastercard Corporate Card Silver
• CHF 5 000: Mastercard Business Card Gold, Mastercard Corporate Card Gold

There is no policy excess.