Your credit card will soon give you more –

new services from 1 May 2024

We have good news to share about your Viseca credit card: With a greater insurance package, an attractive rewards programme and a new design using recycled plastic, it will bring even more to your everyday life, travels and shopping. There’s nothing you need to do to benefit. The new services will take effect automatically, with no change to the fees.

The perfect travel companion

Simply book your dream holiday with our Mastercard Silver or Visa Classic and enjoy a carefree trip. The insurance covers not just you, but also fellow travellers from the same household and your luggage. And for Gold cards there is now the Priority Pass with access to over 1 500 airport lounges worldwide. 

The guaranteed shopping experience

Your credit card rolls out the red carpet at every shopping paradise. Escort protection is included. Your acquisitions are automatically insured, and the guarantee is extended so that the joy also lasts for a long time.

The ultimate protection on the Internet

Any misuse of your data and accounts can have serious consequences. Our credit cards protect your online purchases – including lawyers’ fees and legal costs. 

The special reward

As you spend it, so it comes back. For every franc you pay with your credit card, you will earn valuable surprize points. These can be redeemed in your “one” app for rewards or vouchers from H&M, Globus, Swiss, Zalando and many other partners.

Apply for Priority Pass:

As a Gold cardholder, you can benefit from free Priority Pass membership. You and your guests will have access to over 1 500 airport lounges worldwide. You will only have to pay for admission. This is how to apply for Priority Pass*:

 

  • Have your Gold card ready.

  • Click on “Apply for Priority PassTM” and follow the registration steps. You will receive your digital pass in just 10 minutes or so.

  • Enter your Viseca Gold card in the customer account.

  • You will receive an authorisation request from Priority Pass for a transaction of EUR 1. This amount is purely for the purpose of verifying your entitlement and will be credited again immediately.

Clicking on the link will take you away from our website. Please note that Viseca is not responsible for the content of the external website to which you are redirected.

Apply for Priority Pass™

*Priority Pass is issued by Priority Pass Ltd, 3 More London Riverside, London, SE1 2AQ, UK. Priority Pass membership is governed by the General Terms and Conditions (GTCs) of Priority Pass, and Priority Pass Ltd may amend these terms and conditions and the offer at any time. Viseca accepts no liability for the lounges and is not responsible for their availability or opening times or for the offering available there or for admission or refusal of admission.

Overview of benefits (valid from 1 May 2024)

New services are highlighted in yellow in the table below.

 

Silver

Gold

Rewards programme surprize

With surprize, you collect valuable points with every purchase, which you can redeem in the rewards shop for attractive vouchers, rewards or donations.

Silver

included

Gold

included

surprize points

For every franc you collect 1 surprize point or 1.5 surprize points, which you can then redeem in the rewards shop for attractive vouchers, rewards or donations.

Silver

CHF 1 = 1 surprize point

Gold

CHF 1 = 1.5 surprize points

 
 
 

Priority Pass™ membership

With the convenient Priority Pass, you will have access to over 1 500 airport lounges around the world. Enjoy the tranquillity and refreshing snacks there on your travels.

Silver

Gold

included

Entry

Gold cardholders and guests must pay a fee for entry.

Silver

Gold

fee payable

 
 
 

Trip cancellation insurance

You’ve been looking forward to your vacation, but shortly before you’re due to depart an emergency occurs making it impossible for you to leave as planned? If you paid for at least 60% of the trip with your credit card, you are insured against unforeseen events before the trip.

Silver

CHF 10 000.-

Gold

CHF 20 000.-

Trip interruption insurance

What if you have to shorten, interrupt or extend your trip? If you paid for at least 60% of the trip with your credit card, you are insured against unforeseen events during the trip.

Silver

CHF 7 500.-

Gold

CHF 15 000.-

Medical travel assistance

If a medical emergency occurs while you are travelling abroad, our 24-hour medical travel assistance service offers the help you need and assumes the costs of your return trip, return transport and repatriation as well as medical treatment up to a certain amount.

Silver

Gold

Return journey and repatriation: CHF 250 000.-

Medical expenses: CHF 250 000.-

 
 
 

Transport accident insurance

Transport accident insurance offers compensation in case of accidents resulting in disability or death that you experience as a passenger on a means of transportation if you paid for at least 60% of the cost of this transport with your credit card.

Silver

CHF 300 000.-

Gold

CHF 500 000.-

Search and rescue costs

If you go missing during a trip or need to be physically rescued from an emergency situation, the costs for search, rescue and recovery will be covered up to CHF 60 000 per event.

Silver

CHF 60 000.-

Gold

CHF 60 000.-

 
 
 

Delayed luggage insurance

Did your luggage ever fail to arrive at the same time and destination as you? If you paid for at least 60% of your trip with your credit card and you travel by public transport, your expenses for the purchase of essential items are covered up to a certain amount if your luggage fails to turn up within four hours of your arrival at your holiday destination.

Silver

CHF 500.-

Gold

CHF 1 000.-

Luggage insurance

In future, you can start every trip feeling relaxed and secure. With luggage insurance, your luggage is insured against theft, damage or loss during the trip up to a certain amount if you paid for at least 60% with your credit card.

Silver

-

Gold

CHF 5 000.-

 
 
 

Collision damage excess waiver on hired vehicles

Collision damage excess waiver on hired vehicles is supplementary to comprehensive insurance and covers any excess payable up to CHF 10 000 in the event of damage to or theft of a hired vehicle if you paid for at least 60% of the costs for the hired vehicle with your credit card.

Silver

-

Gold

CHF 10 000.-

 
 
 

Extended warranty

What if your mobile phone suddenly breaks just after the warranty period expires? If you paid for at least 60% of the cost of the purchase with your credit card, the warranty cover will be extended automatically at no extra cost.

Silver

CHF 2 000.- (12 months)

Gold

CHF 5 000.- (24 months)

Purchase protection and transport insurance

You’re thrilled with the digital camera you just bought yourself. Excited to try it out, you accidentally drop it and it breaks. If you paid for at least 60% of the cost of your purchase with your credit card, it’s not a problem. Purchases are insured against theft and damage for 30 days from the day of payment. You also have 30-day cover against non-delivery or incorrect delivery in the case of purchases over the Internet.

Silver

CHF 1 000.-

Gold

CHF 2 000.-

Price protection insurance

Imagine you just recently purchased a new television. No more than two weeks later you see the identical product somewhere else at a lower price. If you paid for at least 60% of the cost of your purchase with your credit card, the price difference will be reimbursed to you.

Silver

CHF 2 000.-

Gold

CHF 2 000.-

Ticket insurance

Have you been looking forward to an event, which you’re now unexpectedly unable to attend? If you paid for at least 60% of the cost of your ticket with your credit card, your ticket will be insured against unforeseen events such as illness or accident if this prevents you from attending the event.

Silver

-

Gold

CHF 1 000.-

 
 
 

Online account protection

What if your access data have been stolen and money has been debited from your account? With online account protection, financial losses due to misuse of your accounts, cards and mobile devices are insured up to a certain amount per case.

Silver

CHF 5 000.-

Gold

CHF 10 000.-

Online legal protection

What if you have been deeply insulted on a social media platform, or a photo of you or your child can be found on the Internet without your consent? If you happen to become the victim of an Internet crime, online legal protection will help you defend your interests. Online legal protection will assert your claims and cover the lawyers’ fees and legal costs per case.

Silver

CHF 5 000.-

Gold

CHF 10 000.-

 
 
 

24-hour assistance

In an emergency, the specialists who provide our 24-hour assistance on +41 44 283 34 18 will organise the help you need.

Silver

included

Gold

included

“one” digital service

“one” is the digital service for easy and secure payments on the Internet. With “one”, you can check and confirm online payments conveniently via the smartphone app (3-D Secure).

Silver

included

Gold

included

Mobile Payment

Pay safely and conveniently with your smartphone or smartwatch. Available for Apple Pay, Google Pay™, Samsung Pay and other payment solutions.

Silver

included

Gold

included

Hertz

You will benefit from special terms for hired vehicles worldwide with Hertz.

Silver

up to 15%

Gold

up to 15%

MyWine

Your credit card will bring you a whole new wine experience, with a wide range of selected quality wines at attractive prices. Your bill will regularly include exclusive MyWine offers.

Silver

several times a year

Gold

several times a year

Option to pay by instalments

The option to pay by instalments gives you more financial flexibility. The option to pay by instalments will only be activated and confirmed once Viseca has carried out a creditworthiness check. The granting of credit is prohibited if it may lead to overindebtedness.

Silver

optional

Gold

optional