Discover the Mayan temples, dive into the Gulf of Mexico and bathe in glorious sunshine: with a rental car and brimming with anticipation, you and your partner embark on your three-week round trip. In the very first week, you have a traffic accident on the way to the beach. Fortunately, nobody is injured, but it does cause considerable damage to the bodywork. You notify the local police about the accident, and the car hire company draws up a damage report. Since you paid the rental for your hire car with your credit card, the damage is covered in full.